Must i really utilize the money from property Guarantee Financing TB having anything?
The complete amount of a home Guarantee Loan TB is actually good loan for all the goal, which means that there are no requirements so you can document any mission additionally the funds from our home Guarantee Loan TB may be put at the best discretion. Really the only exception is the right position if you are using the house guarantee financing to settle almost every other fund in this instance you should pay those people money and you can one left part of the loan can be utilized when it comes to purpose.
What’s the difference in the user loan TB while the Domestic collateral financing TB ?
An individual Loan TB that loan with an interest rates off 5.nine % p. a great. and you may maturity several months max. 8 ages,
Your house Collateral Mortgage TB financing with an intention rates off 2.59 % p. a beneficial. having internet one year obsession and you will readiness 20 years.
Is it possible to pay back the house Guarantee Financing TB very early?
Sure, the home Security Financing TB can be paid back early, also as opposed to a fee, towards day of your end of your fixed-appeal period. A client also can promote an amazing deposit once a year to brand new 20 % of your own financing dominant free from one charge. Including these two solutions, the expense out-of very early installment must not surpass 1 % of the early repaid count into the homes financing.
Exactly what conditions perform I want to meet basically should capture a home Collateral Loan TB ?
- lowest many years 18 ages,
- paperwork regarding newest online month-to-month money of five-hundred EUR or higher,
- mortgage to as much 80 % of your bound assets,
- maximum fees period of 20 years,
- an option to use part of the financing to blow costs (mortgage commission and you can guaranteeing pro assessment of one’s flat thanks to Tatra banka),
- pledging of one’s property property because safety.
Will there be one insurance policies readily available easily are unable to pay back your house Security Loan TB ?
Sure, discover. During the collaboration towards the UNIQA insurance company you might arrange the brand new after the thru telephone solution Dialogue Real time or perhaps in Tatra banka branch:
- insurance of your own capacity to pay a loan, that will make you confidence in case of unexpected events one usually prevent you from persisted to settle the borrowed funds,
- possessions insurance rates as possible arrange based on your circumstances.
What are the fixed rate of interest choices of the property Equity Financing TB ?
The option of a predetermined interest is present for starters, 2, step three, 5, eight and you will 10 years or perhaps the whole financing repayment months.
At least a few months through to the stop of one’s repaired attract rate period we’ll get in touch with you written down and you will enable you to understand the new interest plus the the fixed interest several months. You could potentially decide, if your:
- accept the fresh interest and repaired-rates months,
- accept the offer to extend otherwise reduce the fresh new fixed-speed months while the associated interest rate.
How does the fresh visit into the Tatra banka go ahead whenever drawing brand new loan? What goes on at the earliest conference?
Session is the initial step to get the financing. Plan a night out together for your appointment thru Dialog Real time *1100. Our very own mortgage lenders is actually borrowing from the bank experts. You will learn concerning the done bring away from loan products within the first fulfilling and it could be your decision to mix the credit for the brand new home, car finance, cottage or property renovation.
